Residence in Malta

through investment in government bonds 

Maltese residency by investment may be granted under an amendment passed in August 2015 to the Maltese Immigration Act, Chapter 217 of the Laws of Malta. These amendments provided the framework for the enactment of L.N. 288 of 2015. The Malta Residence and Visa Programme Regulations provide for affluent persons of impeccable standing and repute to receive Maltese residence by a contribution to and investment in Malta.

The Maltese Islands located right in the middle of the Mediterranean, are one of the richest in the region – promising colorful culture, a long history, welcoming people and various attractions. The Malta Residence and Visa Programme offers you an European Union residence card which gives you visa-free travel within the Schengen area. You are allowed to reside, settle and stay indefinitely in Malta.

Malta is now at the top of global living indexes, mainly attributable to the exceptional quality of life, climate, value for money, safety and stability. Since 2004, Malta is a member of the European Union and since 2007 is part of the Schengen area, in addition to this it is a part of the British Commonwealth.

The perfect combination of political and economic stability puts Malta on par with major European countries. Economic growth was 4.2% in 2016; the country's credit rating is A with a positive outlook. The base currency is Euro. A warm Mediterranean climate, clean environment, a high level of safety and excellent infrastructure make Malta a great place to relax and live. And tax relief for residents give a significant advantage to business operations and capital allocation.  

What a Maltese Residency Provides You

Freedom of movement through all Schengen Countries for you and your family

With a Maltese residence permit you can move freely or stay throughout all EU Schengen member countries visa-free

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You may permanently reside in Malta and have the opportunity at any time to go to Europe without visas and permits

Safe place to live
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This resident permit of Malta gives the holder a complete set of EU citizens' rights, except for the right to vote and the right to visa-free entry into countries that are not part of the Schengen agreement, and along with this economic and political stability, as well as social security

Calm and confident future
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Who can participate in this program

  • Main Applicant & the spouse
  • Children up to 18 years of age without any restrictions (including the children from another marriage of each)
  • Children over 18 years without any restrictions, if they are dependent on the Investor and are not married
  • Parents* of the Investor and the parents of the husband / wife of the Investor
  • Grandparents* of the investor and grandparents of the husband / wife of the Investor

(* Parents and Grandparents have the right to participate in the program, if they are dependent on the Investor)

(All candidates must lack a criminal record, they cannot have violated Schengen visa or customs rules, they must not be barred from entry into the EU, and they must not be subject to an inquiry in the Schengen integrated information system)

Advantages of the Maltese Residency Program:

  • Accelerated process of the indefinite residence obtaining

  • Obtaining of the resident status by all family members at once, including parents and grandparents for a lifetime

  • Minimum number of days to be spent in Malta is not specified

  • Low cost of processing

  • State guarantees

  • Reliability of investment as rating of Maltese bonds is "A"

  • Government guaranteed return of the entire amount invested in 5 years

  • The ability to finance investments


Conditions of participation in the Malta Residence Program:

Documents you will need

  • Valid foreign passport

  • Birth certificate;

  • Marriage certificate (if applicable);

  • Existing resident cards or identity cards issued by third countries;

  • An obligation that other qualifying requirements will be completed;

  • Health certificate;

  • A certificate from the Maltese police, as well as a certificate from the police, issued by the competent authorities of the country of origin as well as the country or countries of residence where the Applicant has resided for more than six months during the last ten years;

  • Affidavit of support for each dependent over the age of eighteen;

  • Confirmation of availability of funds (bank statements, proof of income, investments, etc.);

  • Summary;

  • Officially certified translations of any documents that have not been issued in English​

Do you want you and your family to become residents of Malta?

Get in touch with Novalife!

Assurance of your residence permit
Support up to & after receiving residence
No hidden fees

Get Detailed Information

From an Expert at Novalife

Investments in highly reliable Maltese government bonds in the amount of 250 000 Euro, for a period of 5 years




Contribution to the State Fund of Malta in the amount of 30 000 Euro
Buying or renting a property in Malta for your own use (Can not be rented further)
Affidavit about wealth

The Complete Process:

  1. Signing of the contract on participation in the program with the Maltese Government officially authorized company

  2. Payment of legal fees (€30.000)

  3. Preparation of the Application

  4. Filing of the Application for residency in Malta by ARM (Authorized registered Mandatory)

  5. Meeting the requirements of participation in the program: the purchase of bonds, the purchase or lease of real estate in Malta

  6. Payment of the contribution to the State Fund of Malta (after a positive decision) (€24.500)

  7. Decision on the Application for residency in Malta

  8. Payment for due diligence check of the Applicants by Maltese security services (€5.500)

  9. Visit to Malta for biometric data submission

  10. Obtaining of residency cards (valid for 5 years) by the ARM (Authorized registered Mandatory)

  11. Bonds redemption and payback of investment in 5 years

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